Activities automatically included at standard premiums
Archery
Backpacking
Badminton
Ballooning
Baseball
Basketball
Blackwater rafting
Boogie boarding
Bouldering
Bowls
Bungy jumping (max 2 jumps)
Camel riding
Canoeing
Canyoning
Catermaran sailing
Clay pigeon shooting
Cricket
Curling
Cycle racing
Deep sea fishing
Dinghy sailing
Elephant riding
Fell running (on recognised routes)
Fell walking (on recognised routes)
Fishing
Game drives
Golf
Gymnastics
Guided glacier walking
Hiking
Hockey
Horse riding or other animal riding
Hurling
Jet boating
Jet skiing
Jogging
Netball
Non-manual work
Orienteering
Outward bound pursuits
Overland travel
Paint balling
Parascending
Parasailing
Pentathlon
Polo
Pony trekking
Racketball
Rambling
Rollerblading
Rollerskating
Rounders
Rowing
Safari/gorilla trekking
Safari travel
Sailing
Sailboarding
Sea kayaking
Scuba diving
Shooting
Snorkelling
Squash/racket sports
Surfing
Swimming
Tennis
Trampolening
Trekking
Triathlon
Tug of war
Volleyball
Water polo
Water skiing
White water canoeing/rafting
Windsurfing
Zorbing
Activities included subject to 25% load in premium
Abseiling
Big game hunting
BMX racing
Fencing
Go-karting
High diving
Marathon running
Mountain biking
Skate boarding
Skating
Activities included subject to 50% load in premium
Rugby football/soccer/gaelic football
Judo
Karate
Kick boxing
Martial arts
Parapenting
Quad biking
Sand dune surfing
Street hockey
Activities included subject to 100% load in premium
Cross country skiing
Dry skiing
Gliding
Ice hockey
Ice speedway
Rap jumping
Ski boarding
Snow boarding
Sledging/tobogganing
Snow mobile driving
Activities not normally included
(special consideration may be given subject to full details being provided)
Base jumping
Bobsleighing
Boxing
Cave tubing
Climbing
Endurance events
Flying aircraft
Hand climbing
Hang gliding (£10 extra premium if accompanied by instructor)
High diving
Manual work
Microlighting (£10 extra premium if accompanied by instructor)
Motor rallying
Motor sports
Mountaineering
Parachuting (£10 extra premium if tandem jumping with an instructor)
Paragliding
Parapenting
Potholing
Rock climbing
Rodeo
Skydiving (£10 extra premium if tandem jumping with an instructor)
Skysurfing
Speedway
Speedtime trials
Weightlifting
Note: Where additional premium is charged for winter sports activities this is on the basis that such activities will be undertaken on marked piste. Where random off piste winter sports activities are undertaken they will only be insured if the client is accompanied by an instructor or in a group of not less than 3 people who have radio communication or portable telephone contact with a local rescue service.
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